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The Shift to 401(k)s has Decimated Retirement Savings

HeadlineThe Shift to 401(k)s has Decimated Retirement Savings
Publication: National Public Pension Coalition
Article Date: Nov 14, 2018

“Defined contribution plans are a poor substitute for defined benefit pension plans and as the private sector has shifted from pensions to 401(k)s, working families have fallen behind. More and more research is emerging that demonstrates the inadequacy of defined contribution plans. Last year, the Center for Retirement Research (CRR) released an issue brief that reveals the cold, hard facts.” Read article…

The Dangerous Consequence Of Cutting Public Safety Pensions

HeadlineThe Dangerous Consequence Of Cutting Public Safety Pensions
Publication: Forbes
Article Date: Oct 30, 2018

The recruitment and retention effects of pensions are key reasons why the public sector has maintained defined benefit retirement plans, especially for public safety officers. The author tells the story of the individuals closely involved in one of the most disruptive public pension reform efforts in the country. Read article…

Opinion: Forget naysayers: Public pension funds doing fine

HeadlineForget naysayers: Public pension funds doing fine
Publication: Capitol Weekly
Article Date: Oct 16, 2018

“The state’s two largest pension funds reported end-of-year investment returns that again exceeded their assumed average annual rate of return. The California Public Employees Retirement System (CalPERS) reported a net return of 8.6 percent. The California State Teachers Retirement System (CalSTRS) did even better, earning a 9 percent return on its investments

That’s good news, but the better news is both funds’ rate of return over a significant span of time. Over 30 years CalPERS has averaged an 8.1 percent annual rate of return. Over 25 years, CalSTRS has averaged 7.7 percent.” Read article…

More 55-plus workers delaying retirement, but how hard is it to get a job?

HeadlineMore 55-plus workers delaying retirement, but how hard is it to get a job?
PublicationSan Diego Union Tribune
Article Date: Sep 2, 2018

“As a steadily growing share of baby boomers are opting to work well into their retirement years compared to past generations, the challenges of remaining employed or re-entering the workforce at an older age, even in today’s tight labor market, haven’t necessarily eased.” Read article…

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